Privacy Policy
To ensure that your Privacy Policy is not only transparent but also offers legal protection in compliance with both state and federal laws (such as CCPA, GDPR, and FTC guidelines), the language should clearly state that users submitting their information acknowledge their consent and waive any liability claims. This revised policy will include legal disclaimers to protect you, the business, from potential claims related to the collection, processing, and sale of personal data.
Here's a revised Privacy Policy that reflects these changes:
Privacy Policy Effective Date: November 1, 2024
Safe Dollar Plan (“we,” “us,” or “our”) operates https://safedollarplan.com /iul (“Website”) and is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Website. By accessing or using our Website and submitting your personal information, you acknowledge that you have read and understood this Privacy Policy and agree to be bound by it. If you do not agree with the terms, please do not use the Website or submit any personal information.
Information We Collect
We collect both personally identifiable and non-personally identifiable information as outlined below:
1. Personal Information
We may collect the following types of personal information when you voluntarily provide it to us:
- Full Name
- Email Address
- Phone Number
- Mailing Address
- Date of Birth
- Social Security Number (SSN), where applicable
- Financial Information (e.g., income, assets, or liabilities)
- Health Information (for insurance-related services)
We collect this information when you:
- Complete a form or submit an inquiry on our Website
- Request personalized insurance quotes
- Subscribe to our services or newsletters
- Participate in surveys or promotions####
2. Non-Personal Information
We may collect non-personal information such as:
- Browser type
- Operating system
- IP address
- Pages visited and time spent on the Website
- Clickstream data (navigation details)
This information is collected automatically via cookies and similar tracking technologies.
How We Use Your Information
We may use the information we collect for the following purposes:
- Providing Services: To process your requests and provide personalized insurance policy recommendations.
- Marketing and Communication: To send you newsletters, updates, or promotional offers that may be of interest to you.
- Lead Generation: We may share or sell your personal information to third parties (e.g., insurance companies, financial institutions, marketing partners) for the purpose of offering products and services relevant to you.
- Improving User Experience: To analyze how users interact with our Website and enhance performance.
- Legal Compliance: To meet legal requirements, such as identity verification or tax reporting.
- Security: To protect against fraud and unauthorized access to your data.
Sharing and Selling of Your Information
1. Third-Party Sharing:
We may share your information with trusted third-party service providers who assist us in operating our Website or delivering services. These providers are contractually obligated to safeguard your personal information.
2. Selling Your Information:
We may sell your personal information to third parties, such as:
- Insurance Companies
- Financial Institutions
- Marketing Partners
These third parties may use your information to contact you with products or services that may be of interest to you. By submitting your personal information, you acknowledge that you are aware of and consent to these practices.
You may opt out of the sale of your personal information by contacting us at [email protected].
Legal Disclaimers & User Acknowledgement
By submitting your personal information on this Website, you:
- Acknowledge and Consent: You acknowledge that you are voluntarily submitting your information, and you consent to its collection, processing, and potential sale or sharing with third parties as described in this Privacy Policy.
- Waiver of Liability: You waive any and all rights to hold Safe Dollar Plan or its affiliates, partners, or agents liable for any claims, damages, or losses that may arise from the collection, use, sale, or sharing of your personal information as permitted by this Privacy Policy.
- Assumption of Risk: You acknowledge and agree that, while we take reasonable measures to protect your information, no security system is impenetrable, and you assume any risks related to the submission of your personal information.
- Indemnification: You agree to indemnify and hold Safe Dollar Plan, its directors, officers, employees, and agents harmless from any and all claims, liabilities, damages, and expenses arising from your use of the Website or your submission of personal information.
Your Privacy Choices
- Opting Out of Information Sales: You have the right to opt out of the sale of your personal information. To exercise this right, please contact us at [email protected].
- Do Not Track Signals: Our Website does not respond to Do Not Track (DNT) signals at this time.
How We Protect Your Information
We take your privacy seriously and use industry-standard measures to safeguard your personal information, including:
- Encryption: Your sensitive data, such as SSN and financial information, is encrypted during transmission using Secure Socket Layer (SSL) technology.
- Restricted Access: Access to your personal information is limited to authorized personnel only.
- Security Monitoring: We regularly monitor our systems for potential security threats and vulnerabilities.
While we strive to protect your information, no system is entirely secure, and we cannot guarantee its absolute safety. By using our Website, you acknowledge and accept these risks.
Cookies and Tracking Technologies
We use cookies and other tracking technologies to enhance your experience on our Website. These technologies help us analyze user behavior and deliver personalized content and advertisements.
Types of Cookies:
- Essential Cookies: Required for the operation of our Website.
- Analytics Cookies: Used to collect data about how visitors use the Website.
- Advertising Cookies: Allow us and third parties to deliver targeted advertising.
You can adjust your cookie preferences in your browser settings, but disabling cookies may impact the functionality of the Website.
Your Rights Regarding Personal Information
In compliance with applicable state and federal laws, you have the right to:
- Access your personal information.
- Correct inaccuracies in your data.
- Request the deletion of your personal information (subject to legal exceptions).
- Opt out of the sale of your personal information.
- Receive a copy of your data in a structured, portable format.
To exercise your rights, please contact us at [email protected]. We will respond to your request in accordance with applicable laws and regulations.
Third-Party Links
Our Website may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties, and we encourage you to review their privacy policies before providing any personal information
Children’s Privacy
Our Website is not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you believe we have inadvertently collected such information, please contact us at [email protected] so we can delete it.
Changes to This Privacy Policy
We reserve the right to update or modify this Privacy Policy at any time. Changes will be posted on this page with an updated “Effective Date.” We encourage you to review this Privacy Policy periodically.
Contact Us
If you have any questions or concerns about this Privacy Policy or your privacy rights, please contact us at:
Email: [email protected]
By using https://safedollarplan.com/iul, you agree to this Privacy Policy and the terms set forth herein.